Find a checking account that fits your unique lifestyle.

Free Rewards Checking or Free Checking, the choice is yours.

At Sacramento Credit Union we believe in providing FREE checking accounts for our members. That’s it. Choose either our Free Rewards Checking account, that pays — up to 4.35% APY or keep it simple with our Free Checking account.

Two great checking account options to meet your needs.

Our Free Rewards Checking pays you up to 4.35% APY 

Our Free Rewards Checking Account lets you earn 4.35% APY on balances up to $20,000 and provides 24/7 access to fit your busy schedule. So, get ready to do your happy dance

  • $25 minimum deposit to open
  • No monthly service fee or minimum balance requirement
  • Access to Online, Mobile, and Telephone Banking
  • Free ATM access at Sacramento Credit Union (SCU) ATMs and those within the nationwide Co-Op Network
  • ATM fee refunds available for out-of-network transactions*
  • Free Bill Pay


Free checking made simple.

Our basic Free Checking Account is easy, safe and secure. It provides everything that you need without any hassle. 

  • $25 minimum deposit to open
  • No monthly service fee or minimum balance requirement
  • Access to Online, Mobile and Telephone Banking
  • Free Bill Pay 
  • Free ATM access at Sacramento Credit Union ATMs and those within the nationwide Co-Op Network.

Want to learn more?

Scan the QR Code with your phone and view more content! It only takes a minute, and you’ll have the e-brochure on your phone. Ready to view or share!   Or come talk with us right now!

Talk to us today!