Savings Accounts

We give you savings options that help craft financial success.

We are here to help you achieve your savings goals.

We have a wide selection of products to help you save.

Membership starts with a savings account.

Everything starts with a Savings Account. Opening this account makes you a Sacramento Credit Union member, allowing you to access our other valuable products and services. It’s also an account that can help you strengthen your savings foundation, growing your deposits at a competitive interest rate.

$25 opening deposit
Earn interest each month with a $300 minimum daily balance.
Dividends calculated on the average daily balance and paid monthly.

A Money Market Account puts you in control:

Your deposits grow at a higher interest rate than regular savings accounts, and you’ll experience more accessibility than you would with a certificate. An SCU Money Market Account can be a smart financial choice, especially in the current economic environment.

$2,500 minimum to open a Money Market Account.
Interest is compounded and paid monthly.

Earn big with flexible rates:

With Certificates, the longer your term, the more you’ll earn. Choose from various terms to meet your goals. Once your Certificate matures, you can reinvest to keep earning, or cash out to use your money.

$1,000 minimum deposit to open
Terms range from three months to five years
Tiered interest rates increase at $20,000, $50,000 and $100,000

It’s easy to start planning for your future.

Sacramento Credit Union (SCU) offers a variety of Individual Retirement Accounts (IRA). Each account has specific tax advantages and distribution rules that your tax advisor can explain in detail. For example, a Traditional IRA allows for tax-free growth during working years while a Roth IRA provides tax-free distributions in retirement.

$25 minimum deposit to open a Traditional IRA or Roth IRA
$500 minimum balance required on IRA Certificates
No annual fees
Deposit funds all at once or throughout the year
Traditional and Roth IRAs insured up to $250,000 by the National Credit Union Administration (NCUA)

Want to learn more?

Scan the QR Code with your phone and view more content! It only takes a minute, and you’ll have the e-brochure on your phone. Ready to view or share! Or come talk with us right now!